To take advantage of this program, do not delay. I don't know for
sure when the program will end but it will be soon. We have first heard
from THDA that the program could end as early as January but then more
recently we heard it may last until March or April. If you think you may
be eligible for this program, don't delay. When it ends, I do not know
if we will be told to not take new applications but to continue to work
those who are in the pipeline, or if we will be told to stop submitting
files.
From the time I have a complete file, it still
takes about six weeks to get an application approved. Often it takes a
client up to a month, sometimes longer, to get their documents to me.
If
you make contact directly with me, I will shorten the process for you.
Tell me you are being referred from this website and you will get to
skip the class that clients normally have to go to before they see a
counselor. Also, not to be immodest but I am one of the most experienced
and successful counselors working this program. I have over twenty
years experience as a housing counselor and know the KMTH
program and other work-out options inside and out. I am one of the best
and, I won't waste your time. If you are not eligible, I will tell you.
Also, feel free to call for a phone screening. There is no cost for our
services. There is no cost for getting the Keep My TN Home assistance.
If
you qualify, what Keep My TN Home can do for you is bring your loan
current and make your house payment for up to three years or until
$40,000 is spend on your behalf. I know that sounds unbelievable and too
good to be true, but it is. I am not offering an opinion of whether or
not I think it is a good policy or a wise policy. I don't make policy or
comment on policy on this blog, I am just trying to drum up some
business. Why would I do that? I don't make any money off of serving
you, but I do want to be a productive employee and maintain a record as a
high producer. Who knows? When this program ends, there may be less
demand for housing counselors and I want to remain one of the best in
the business. So, call me and let me help you save your home. Rod Williams 615-850-3453.
To
be eligible, you must of lost your job or had a decrease in income or
suffered another eligibility hardship through no fault of your own.
There are some other restrictions but most people meet the other
requirements. Don't assume you are not eligible. Don't immediately
register on the Keep My Tn website, call me first.
If
you are closer to Memphis or Knoxville or Chattanooga than Nashville
you need to be served somewhere else; go to this website: http://www.keepmytnhome.org.
This program is only for Tennessee residents but about 19 other states
have their own version of the same program. Nationally the program is
know as the Hardest Hit program.
